Walmartmoneycard.com/activate is the official portal for activating your Walmart MoneyCard. If you have received or purchased a Walmart MoneyCard, you must activate it before use to access its features.
This article provides clear guidance on how to activate your Walmart MoneyCard Visa online, through the mobile app, or by phone. We will share step-by-step instructions to help readers fully understand the activation process.
Walmartmoneycard.com Activate
Walmart MoneyCard activation is managed through Green Dot Bank, the issuing bank. To begin using your Walmart MoneyCard, you must activate the Visa or Mastercard prepaid debit card.
Once activated, cardholders can use the card for purchases, transfer money to another bank account, withdraw cash at Walmart locations, and deposit checks using the mobile app.
Cardholders can benefit from up to $75 cash back annually on Walmart purchases, 3% cash back on Walmart.com purchases, and 2% annual percentage yield (APY) on savings (up to a $1,000 average daily balance, accurate as of 3/1/2022, subject to change).
Additionally, with eligible direct deposits of $500 or more, the $5.94 monthly fee is waived, and users can access up to $200 in overdraft protection. Family accounts for up to four additional members (ages 13 and older) are available for free, though other fees may apply.
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How Do I Activate the Walmart MoneyCard?
The Walmart MoneyCard is a reloadable prepaid debit card with features similar to a credit card, accepted everywhere Debit Mastercard or Visa debit cards are used in the U.S.
It can be used for shopping at Walmart stores, online, or for direct deposits, with the option to receive payments up to two days early (subject to payor timing and fraud prevention restrictions).
Activation is required to unlock these benefits, including gas rewards, cash back, and lock/unlock protection via the app.
If you receive a new Walmart MoneyCard, the first step is to activate it by following the steps below.
Requirements for Walmart MoneyCard Activation
To activate your Walmart MoneyCard, ensure you have the following:
- A computer or smartphone with an internet connection.
- Customer details for verification, including your Social Security number (SSN).
- The Walmart MoneyCard mobile app (optional for app-based activation).
Activation requires online access and identity verification, including SSN. Mobile or email verification and the mobile app are needed to access all features.
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How to Activate Your Walmart MoneyCard
You can activate your Walmart MoneyCard online, via the Walmart MoneyCard app, or by phone. Follow these steps for online activation:
- Visit the Walmart MoneyCard activation page at www.walmartmoneycard.com/activate.
- Enter the 16-digit personalized card number.
- Input the expiration month and year from the back of your card.
- Provide the three-digit security code (CVV), the last four digits of your Social Security number, and your card PIN.
- Follow the on-screen prompts to complete verification.
- Enter the verification code displayed on the screen.
- Click the “Next” button to finalize the activation process.
- You will receive a confirmation message upon successful activation.
For app-based activation, download the Walmart MoneyCard app from the Google Play Store or Apple App Store, log in, and follow similar steps to enter your card details and verify your identity.
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How Do I Activate My Walmart MoneyCard Over the Phone?
You can activate your Walmart MoneyCard by calling 1-877-937-4098. Provide your 16-digit card number, expiration date, and three-digit security code (CVV) found on the back of the card when prompted.
Walmartmoneycard.com Activate: FAQs
How Do I Check My Balance on My Walmart MoneyCard?
Text “BAL Last4” to 96411 (where “Last4” is the last four digits of your card number) to check your balance. To view transactions, text “HIST Last4” to 96411. Alternatively, check your balance for free at any Walmart register, online at www.walmartmoneycard.com, or by calling 1-877-937-4098 using the automated system.
How Do I Verify My Walmart MoneyCard?
To verify your Walmart MoneyCard, create a PIN and provide:
- Full name
- Residential address
- Date of birth
- 16-digit card number
- Card expiration date
- Three-digit security code (CVV)
- Mobile phone number
Identity verification, including SSN, is required to open an account and access all features.
How Do I Check the Balance on My Walmart MoneyCard?
You can check your balance for free at any Walmart register, online at www.walmartmoneycard.com, or by calling 1-877-937-4098. The Walmart MoneyCard app also allows balance checks, though some users report limited functionality for other features.
Do You Have to Activate a Walmart MoneyCard?
Yes, activation is mandatory before using your Walmart MoneyCard. You must deposit funds and complete the activation process to start using the card for purchases or other transactions. Identity verification, including SSN, is required, and mobile or email verification is needed for full feature access.
Note: The Walmart MoneyCard has no minimum balance requirement or credit check. Deposits can be made via direct deposit, bank transfers, free cash reloads at Walmart stores using the app, or mobile check deposits.
Be aware of potential fees, such as a $3 in-person deposit fee or a $5.94 monthly fee if direct deposit requirements are not met. For full terms, visit www.walmartmoneycard.com/account/legal-info.
